If you are facing any of the situations above, and you think a short sale might be your best option, then read on. If you're still not sure and just want more info, then scroll to the bottom of this page and request a free copy of our article "The 9 Alternatives When Facing Foreclosure".
Don't worry. It's not your fault...
Remember, we've all had our ups and downs in life and a lot of other good people
are also in the same tough spot as you. Life seems scary when you're facing the
reality of foreclosure and I know how you feel when you just don't want to answer the phone any more. We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending practices!! You bought your home and hoped, like we all did, that it would increase in value; some folks were even promised it would! Most likely the harsh reality is that now your home is worth less than when you bought it and the value is still declining sharply.
We've helped many homeowners in this position to get the help they deserve.
"Short sales are not easy!"
...unless you seek the help of an expert agent with a proven track record. I am now helping save even more folks from foreclosure. I have successfully negotiated short sales for many families and as you can see from my recent approval letters below I actually get the banks to say YES to our short sales.
The best part is I know how to ethically BEAT THE BANK!
Now it's up to you...
I'm ready, along with my team of experts, to go to battle for you. Are
you ready to take a serious look at your options and see how a short sale
can help you:
Avoid paying TAXES on the money the bank loses at foreclosure! (Yes, you may
have to pay taxes on the amount of loss to the bank if the home goes to foreclosure!)
Save your credit from the "Foreclosure" ding
Avoid Bankruptcy
Avoid Foreclosure
Relieve the stress that this financial burden has become
WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND! …or in other words, you pay me nothing and if I do my job and save you from foreclosure. Only then will I get paid by the lender!
Recent Results
Countrywide Short Sale Approval
Ocwen Bank Short Sale Approval
Not all agents can do a short sale and not all people qualify for our help. I am here for you if your situation meets the following criteria:
You have a valid hardship
You have little or no equity in your home
You are unable (or soon will be unable) to pay your bills on time
You want to work with an expert
If you're not sure and just want to find out if you qualify, give me a call and I will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to 'catch up'. In any case, call me to talk about the several options that you may not be aware of.
I know how you feel and I can help.
If you don't know what else to do just call me, Mike Lavios, at 503-753-4521. Let me save you the cost of damaged credit, frustration and stress. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit and have peace of mind dealing with an expert.
I would like you to help me avoid foreclosure. Please contact me right away!
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Still Not Sure?
At the very least, let me give you some information about your alternatives.
The last thing you want to do is go through the foreclosure process. It's draining emotionally and psychologically. And you certainly don't want to face it alone. I've prepared a document I'd like to send you that details out in simple to understand terms what alternatives you have along with their pros and cons. If you're not ready to call me and let me help you, at least let me send you this information, free of charge, so you can be better informed on your options. I ask for your phone number because I will occasionally call people I've sent the information to for their feedback.
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